Personal Finance

This article explores the massive growth in popularity of processed protein products among teens and the reasons behind this trend. It offers suggestions to adolescents on how to evaluate their snacking options and look beyond trends to make smart spending decisions.

This article explores how the cost of youth travel sports has largely increased in past years, and it has become a multi-billion dollar industry. The financial burden for families limits access to valuable opportunities, making youth sports a pay-to-play business.

Tariffs placed on imported goods have heightened international trade tensions while raising prices for many products that American consumers rely on every day. Because foreign economic policies and trade disputes end up directly affecting consumers, it is extremely important for individuals to stay informed about economic news and understand what forces shape the costs they experience in their daily lives.

Credit cards are convenient but they can become costly when people don’t fully understand how interest and fees accumulate. Many borrowers end up stuck in long‑term debt because of unpaid balances that compound quickly and minimum payments barely make a dent. Building good habits, like paying the full balance and tracking spending, help prevent this cycle of everyday purchases from turning into years of expensive debt.

Financial literacy education is meant to be a useful educational tool for students who have not had exposure to any type of economic preparation. The lessons are not being taught at the right time and are not relevant to the current student.

Artificial Intelligence has made great gains in efficiency by expediting various tasks, allowing companies to focus on more analytical work. However, has this increase in productivity hurt the teenage workforce? Is AI the only thing to blame, or are there other factors hindering teenage employment?

Gender-based differences in economic risk-taking have been found in research, and these differences can have long-term financial implications.

An article that explains how social media trends influence young adults and teenagers spending habits. Discusses the desire to fit in but emphasizes the concern about overspending.

This article focuses on the different tactics that companies use in order to market sales to customers.

Based on the recent incorporation of subscription services into many popular platforms, this article details their predatory nature and the tactics they use to lure consumers. The article includes quotes from a consumer of subscription services and an expert that give us more insight into why companies use them.

This article describes how fast-fashion brands market their items to teens in a way that allows teens to purchase a lot of clothes, as well as continue to return to purchase more. It focuses on both social media and in-person influence on teens' spending.

Consumerism is driven by advertising, social media, and trends that encourage overspending. Especially among teenagers, consumerism can conflict with saving efforts.

A breaking news alert no longer comes from television. It comes from a swipe. For millions of Americans, history now appears on a ‘For You Page.’ Instead of gathering around the TV, people refresh their phones between breaks. The anchor desk is almost being replaced by a vertical screen. Global events are packaged into small clips designed to go viral.

Angelina Lopez, De La Salle Institute, Junior, Fall 2025 Few people stop to think about the factors that impair low-income communities. Humans love to blame each other for issues; most people blame poor people for being poor. Low-income communities face persistent financial instability because they lack access to financial education, asset-building programs, and stable employment. Therefore, creating cycles of poverty that can only be broken through support designed to fairly

Ernest Gontarz, Lane Tech College Prep, Senior, Fall 2025 Every teenager’s first set of keys represents freedom, but that comes at a price. Owning a car costs way more than the lump sum that you pay up front. Before you sign any titles, you need to calculate your total cost of ownership (TCO). It’s the real monthly cost of owning your own vehicle. Disregard the true costs and that car ownership becomes a nightmare overnight.The biggest financial surprise for a young driver is

This article discusses trying to understand the impulse purchasing we feel when shopping. It discusses the hidden roots that are not talked about.

Artificial intelligence is not just a trend, but a major indicator of the change in global markets. This article emphasizes the need of young investments to understand the transformation of AI through its shaping of industries, companies, and stock market.

This article serves as a pre-investing informational guide for teens to help them learn more about stocks and bonds. It also includes two financial experts’ advice for investors starting out.

For most students, they have been told that debt is bad no matter what. This article is meant to help people struggling to understand the differences between bad and good debt.

An exploration of the effects of a low income background on high-achieving youth. Coming from a disadvantaged background may be more than meets the eye!